DISCOVER THE ADVANTAGES OF INSURING WITH US
Let’s say you call up the local pizza place and order a pizza for delivery. It’s fast, they get you the meal you want, and it doesn’t cost much. Now let’s say that it didn’t quite satisfy…maybe it was a bit overcooked, or they missed one of the toppings. The delivery guy has driven away, and you’ll probably just eat it and let it go. After all, it’s not much money and it’s just o…Read More
Time and again we’re asked “What’ the best car insurance?” That’s kind of like asking “What’s the best medicine?” Everyone is different and has varying needs, so the only real way to find the best car insurance is for you to tell us more about you. How old are you? - There’s a reason that car rental companies won’t rent to anyone under 25 years old...younger drivers just…Read More
If your car insurance bill comes and you decide to not pay it, that could be a choice that you’ll regret for a short time or for the rest of your life. Not having car insurance, even for a day, could be inviting anything from a ticket to financial ruin. So why is it so important to keep your car insurance up-to-date? It’s the law - Here in South Dakota we’re legally required to carry …Read More
We’ve talked before about the rise of the car insurance commercial and how it’s really been clouding people’s idea of what car insurance is. How are they making it difficult to find the best car insurance quotes? Comparative selection: They say you should never compare your life to the lives of your friends on Facebook, because all you’re seeing is their highlight reel. It’s the same whe…Read More
Here in South Dakota you are required to have a minimum amount of car insurance, called Liability Insurance. This kind of insurance only covers the other driver and their passengers when you’re found at fault. It’s required so that their insurance doesn’t go up when you’re at fault. But what about when something happens to your car and there are no other vehicles in involved? And what do y…Read More
Your car insurance needs change over the years. Maybe not as much as your health insurance needs, but certainly more than your homeowners insurance will change. So what are the most important times to talk to us about your auto insurance? When you get a new car: This one is pretty obvious, but it’s also incredibly important. If you're adding a car (without replacing the old one), be sure to call…Read More
Here’s something that’s no secret...there’s more than one place to buy insurance in Rapid City. Sure, we’d like to be the only place in town and have all 75,000 people as customers, but we’re also firm believes in the idea that competition is a good thing that strengthens competing businesses. In our 65 years (Maguire family owned since 1949) we’ve seen a lot of insurance compan…Read More
Every type of insurance has its own unique lingo. You’ll hear about dependents in health insurance and depreciation in homeowners insurance. So when you come in to our Rapid City or Spearfish offices to talk about car insurance, it might save you some frustration if you are up-to-date on some of the most common terms specific to car and auto insurance. Liability - You’re not driv…Read More
Imagine this — you’re in the market for a new laptop. You’ve got your heart set on a new Dell or HP, or maybe a Samsung. You want to go somewhere where you’ll have a variety of choices. Some place where you can see all of them side-by-side. Then you walk into an Apple Store. Are they going to sell you any of those other brands? Even if those other brands would fit your needs better?…Read More
We often get this question (usually from someone over 40) that goes like this: “Why is my homeowners insurance getting so expensive. And why is car insurance more than ever before?” Inflation: Here the easy answer. Someone who’s been buying homeowners or auto insurance for 30 years will have certainly see an increase. That’s because $500 in 1985 dollars is worth about $1000 in today…Read More
Home, Life, Auto, Liability; we consult on a variety of personal insurance policies. Look to our experts for valuable advice on the wide range of insurance policies available on the market today.
Whether the damage was accidental or was the result of third-party liability, commercial insurance provides you the peace of mind you need to remain focused on your business.
Check out the testimonials from our happy customers below
Proactive & Responsive
We have been working with Black Hills Agency for over 20 years. They have always been very proactive and responsive to our needs, and have been able to secure a wide range of insurance cov…Read More
Highly Recommend
We have been a client at BH Insurance Agency for many years and hold them in the highest regard. They are very prompt and courteous, and always have our company’s best interest in mind. We…Read More
Exceptional Service
Rapid City Medical Center has been using Black Hills Agency for its insurance needs for over 30 years. Their staff has proven again and again to be knowledgeable, professional and responsi…Read More
