We deal with the same types of insurance every day, and sometimes it’s fun to take a look at some of the weirder policies that people have purchased. We’ll, weird to you, but we’re sure they were perfectly normal for those who bought them.

Haunted House Insurance: We’re talking about the haunted houses that spring up every fall and cater to the Halloween crowd. Each year they get scarier and scarier as people are seeking more intense thrills. But when you invite thousands of people onto your property, it’s important to have extra insurance in case something goes wrong. While chances are slim that the fake chainsaw will do anyone any harm, there is always the chance that someone with an undiagnosed medical condition could literally be scared to death.

“Real” Haunted House Insurance: You’ve probably seen the paranormal investigators shows like Ghost Hunters, Ghost Adventures, or The Dead Files. Since they’ve never found single ghost, we’re not sure why there are over a dozen of these programs on the air. But we do know one thing…the investigators are walking around in the dark in a house they just arrived at on that day. So there’s a pretty good chance that someone will eventually fall down the stairs or knock a water-heater pipe out of place. While not technically homeowners insurance, they do have to have special policies to cover them while they’re in someone else’s home.

Death from above!: What’s the worst thing that can happen to your home? Fire? Flood? How about a meteor strike! People are getting more and more prepared for doomsday scenarios, and “death rock from the sky” seems to be one of the most common.

Interested in any of this insurance? Talk to us. We might be able to help!



Home, Life, Auto, Liability; we consult on a variety of personal insurance policies. Look to our experts for valuable advice on the wide range of insurance policies available on the market today.



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They are prompt in responding to requests as you know, we can be a fast paced office needing to get information out the door; they always have a professional and positive attitude, and make …Read More

T. Armstrong - Dream Design International, Inc.

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We have been working with Black Hills Agency for over 20 years. They have always been very proactive and responsive to our needs, and have been able to secure a wide range of insurance cov…Read More

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We have been a client at BH Insurance Agency for many years and hold them in the highest regard. They are very prompt and courteous, and always have our company’s best interest in mind. We…Read More

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