When you have a small business, you do everything you can to help it succeed. Unfortunately, most small business are just one small claim away from going under. That’s why it’s important to have the proper small business insurance that can keep you covered in case something goes wrong.
Liability: If you interact with the public at all, you’ve got liability issues to deal with. While it’s always better to clear the ice from your steps before a fall occurs, it’s important to be covered if it does happen.
Property: Whether you lease, rent, or own the building you’re in, you’ll still need to protect the stuff that stays behind when you head home. This includes computers, furniture, and industry-specific equipment that could be stolen or go up in a fire. Make sure you’re covered so that you can bounce back from something that might destroy a lesser business.
Health Insurance: While your business might be small enough that it doesn’t require you to provide health insurance to your employees, doing so could bring you a higher level of applicants every time you hire for a new position, and is a great step to keep employees that you already have. While you might not have the buying power to get the lowered rates of a large company, you will have our expertise and multiple carrier options to help you find the right plan. It couldn’t hurt to stop by and ask, could it?
Your small business is important to the economy of the Rapid City area, and we want to make sure you’re protected as much as possible. We look forward to hearing from you!